కొత్త అప్పుకు పోతే, పాత అప్పు పైన పడ్డది.

This proverb describes a situation where a person, in an attempt to solve a trivial or minor problem, inadvertently uncovers much larger, hidden issues or scandals. It is used when someone's unnecessary curiosity or minor inquiry leads to the exposure of major secrets or embarrassing facts that were better left hidden.

This proverb is used to describe someone who smiles or talks excessively to hide their financial troubles, or someone who maintains an outward appearance of cheerfulness despite being heavily indebted to many people in the community.

This proverb is used to remind someone that if they enjoyed the benefits of borrowing money or taking a favor, they must also face the consequences or the difficulty of repayment without complaining. It highlights the contrast between the pleasure of acquisition and the pain of settlement.

This is a humorous and sarcastic Telugu saying used to describe a situation where something is lost forever with zero chance of recovery. Just as a goat cannot escape once caught in a tiger's jaws, money lent to certain unreliable people (punning on the name 'Apparao' which contains the word 'Appu' meaning debt) is considered a permanent loss.

Borrowing used to be viewed as undesirable in the past. People, now under the influence of consumerism, want to live on their future income. It is still wisdom to be neither a borrower nor a lender, in the words of Shakespeare.

This proverb describes a person who lives recklessly beyond their means. It refers to someone who spends borrowed money on luxuries or fine food (represented by 'pappukoodu') without worrying about how they will repay the debt later. It is used to critique poor financial planning and hedonistic behavior.

This proverb is used to describe investments or ventures that require upfront borrowing or initial expenditure but eventually yield high enough profits to cover both the new and old debts. It highlights the value of productive assets.

This proverb warns about potential dangers or troubles. Standing near a buffalo's calf is dangerous because the mother buffalo may attack to protect it. Similarly, being near an old creditor is risky as they will inevitably demand their money back, causing social embarrassment or financial pressure. It advises staying away from situations that trigger trouble.

This proverb describes the traditional rural economy of self-sufficiency. Selling a pig provides a large lump sum of money used to clear long-standing or significant debts, while selling chickens or eggs provides smaller, frequent income to handle daily expenses or immediate small loans.

This expression highlights that debts taken for basic survival needs like clothing (batta) and food (potta) are transient and must be cleared quickly. It is often used to emphasize that one cannot delay repaying small but essential debts or to point out that basic necessities are the first priorities that get consumed immediately, leaving no long-term asset behind.