అప్పు చేసి పప్పు కూడు

This proverb describes a person who lives beyond their means. It refers to the habit of taking loans to afford luxuries or even daily comforts, leading to a debt trap for the sake of temporary pleasure or maintaining social status.

This expression is used to describe a person who lives beyond their means or spends borrowed money on luxuries and comforts instead of being frugal. It highlights the short-sightedness of enjoying life through debt.

This expression refers to living beyond one's means or indulging in luxuries using borrowed money. It describes a lifestyle of temporary comfort or status sustained by debt, which is ultimately unsustainable and financially irresponsible.

Borrowing used to be viewed as undesirable in the past. People, now under the influence of consumerism, want to live on their future income. It is still wisdom to be neither a borrower nor a lender, in the words of Shakespeare.

This proverb highlights the guilt and shame associated with wrongdoing or being in debt. Just as a person who has committed a crime or mistake avoids eye contact out of guilt, a person who owes money feels a similar sense of inferiority or hesitation to face their creditor. It is used to describe the loss of confidence and social standing that comes with debt or moral failure.

This proverb describes the irony of life where opportunities or resources often come to those who cannot utilize them, while those who have the capability or desire lack the necessary means. It is used to express that life is rarely fair or perfectly balanced.

This proverb refers to a situation where one incurs a debt for a temporary or fragile luxury, and the item is destroyed or becomes useless while the financial burden remains. It is used to caution against living beyond one's means or making poor financial decisions on items that lack durability.

This is a humorous or self-justifying proverb used by addicts or spendthrifts to justify borrowing money for their vices or immediate pleasures. It implies that certain desires are so strong that one would go to the extent of getting into debt just to satisfy them, often used to highlight reckless behavior or misplaced priorities.

This proverb warns against the dangers of reckless financial behavior and overconfidence. It compares taking excessive loans to the fatal mistake of letting go of a branch while high up in a tree; both actions lead to certain downfall. It is used to advise people to live within their means and avoid risky situations created by their own negligence.

This proverb highlights the difference between investments that yield long-term, easy-to-manage benefits versus those that require high maintenance. In traditional agrarian culture, a cow's maintenance is cheaper and its products are considered sacred/pure, making it a safer debt-funded investment. A buffalo, while giving more milk, requires much more fodder, water, and care, making it a risky choice if one is already in debt.